What is a Merchant Account?
"A merchant account is a type of bank account that allows businesses to accept payments by debit or credit card. A merchant account also serves as an agreement between a retailer, a merchant bank and payment processor for the settlement of credit card and/or debit card transactions." - Wikipedia
In order to set up an e-commerce website, you will require:
- A Merchant Account
- A Payment Processor/Gateway to authorise and receive credit card payments
- A website with shopping cart facility and database
There are usually fees involved in running a merchant account, and these vary from periodic billing to charging a percentage per sale (such as Paypal). For security reasons it's not recommended to keep customer credit card details stored on a database. Give your customers peace of mind by using a secure payment gateway.
Some combined Merchant Account/Payment Gateways include:
Paypal, Nochex, RBS Worldpay, Paypoint, Secure Hosting, Skypay, CyberSource, Multicards
e-Commerce Website
JMC Website provides online shops for new and existing websites. A full shopping cart can be seamlessly incorporated into an existing website, or built within a brand new website. The ecommerce package includes an admin area for you to add and edit your products, adjust prices, product categories and much more! Want to find out more? Go to e-Commerce Website info...